2024 Tus sau: Elizabeth Oswald | [email protected]. Kawg hloov kho: 2024-01-13 00:07
Lub sijhawm ntev ntawm cov ntaub ntawv tsis zoo tuaj yeem nyob hauv koj daim ntawv tshabxo nuj nqi yog tswj hwm los ntawm tsoomfwv txoj cai lij choj hu ua Fair Credit Reporting Act (FCRA). Cov ntaub ntawv tsis zoo feem ntau yuav tsum raug muab tshem tawm tom qab xya xyoo. Qee qhov, xws li kev lag luam poob, tseem nyob ntev txog 10 xyoo.
Cov lus tsis zoo puas tuaj yeem raug tshem tawm ntawm daim ntawv tshabxo nuj nqi?
Feem ntau, cov ntaub ntawv raug tshem tawm tsis tuaj yeem raug tshem tawm ntawm daim ntawv tshabxo nuj nqi. … Cov ntaub ntawv tsis zoo ntawm tus account, xws li kev them nyiaj lig thiab them tawm, nyob twj ywm hauv daim ntawv tshaj tawm rau 7 xyoo txij li hnub ua txhaum cai qub.
Puas muaj tseeb tias tom qab 7 xyoo koj qhov credit yog qhov tseeb?
Cov ntaub ntawv tsis zoo feem ntau nyob ntawm daim ntawv qhia credit rau 7 xyoo. Kev lag luam poob qis nyob ntawm koj daim ntawv tshaj tawm Equifax credit rau 7 txog 10 xyoo, nyob ntawm hom kev lag luam poob nyiaj. Cov nyiaj kaw tau them raws li kev pom zoo nyob ntawm koj daim ntawv tshabxo nuj nqi Equifax mus txog 10 xyoo.
Kuv tuaj yeem tau txais cov khoom tsis zoo tshem tawm ntawm kuv daim ntawv tshabxo nuj nqi li cas?
Yuav Ua Li Cas Tshem Tawm Cov Khoom Tsis Zoo Los Ntawm Kev Tshaj Tawm Txog Koj Tus Kheej
- Tau qhov kev tsis txaus siab nrog lub koom haum qhia txog credit. …
- Tau qhov kev tsis txaus siab ncaj qha nrog kev tshaj tawm kev lag luam. …
- Sib tham "them-rau-nrho" nrog tus neeg qiv nyiaj. …
- Xa kev thov rau "kev siab zoo tshem tawm" …
- Nyob qhov kev pab kho credit. …
- Ua hauj lwm nrog lub koom haum pab tswv yim credit.
ua li castxhais tau tias thaum cov lus raug tshem tawm ntawm daim ntawv tshabxo nuj nqi?
Qhov no kev tsis sib haum xeeb siv tus as khauj tawm ntawm qhov raug suav rau hauv cov qhab nia credit, yog li yog tias tus account uas muaj keeb kwm tsis zoo tau txais nws cov lus tsis txaus siab tawm, ces tus qhab nia credit yuav mus. nqes.
Pom zoo:
Thaum cov nqe lus them nqi yog cov ntaub ntawv tsis raug yog hu ua?
Cov ntsiab lus hauv cov txheej txheem no (58) Kev pheej hmooyog qhov kev pheej hmoo uas tus kws tshuaj xyuas qhia qhov kev tshuaj xyuas tsis tsim nyog thaum cov ntaub ntawv nyiaj txiag tsis raug. Dab tsi yog cov ntaub ntawv tsis raug?
Puas khob cij tshwm rau ntawm daim ntawv tshabxo nuj nqi?
A: Tsis yog. Peb siv cov lus nug muag los tshuaj xyuas koj tus nqi, uas yuav tsis cuam tshuam koj cov qhab nia credit. Kev tshuaj xyuas nrog Bread yuav tsis ua rau muaj kev nug nyuaj ntawm ib qho ntawmpeb lub koom haum tshaj tawm cov credit loj.
Qhov twg raug ntiab tawm ntawm koj daim ntawv tshabxo nuj nqi?
Puas tshem tawm cov ntawv qhia txog credit? Yog lawm, kev ntiab tawm yog ntxiv rau "cov ntaub ntawv pej xeem" ntu ntawm koj daim ntawv tshabxo nuj nqiyog tias lawv raug txiav txim siab hauv tsev hais plaub txiav txim plaub ntug, uas feem ntau tshwm sim thaum tus neeg xauj tsev raug tshem tawm thiab tsis kam tawm hauv lub tsev hais plaub.
Puas sau ib txwm mus rau daim ntawv tshabxo nuj nqi?
Cov nyiaj khaws cia feem ntau yuav nyob hauv koj daim ntawv tshabxo nuj nqi ntev txog xya xyoo txij li hnub lawv thawj zaug ua tsis zoo. Tom qab xya xyoo, tus as-qhauj yuav tsum cia li tso tseg koj daim ntawv tshabxo nuj nqi. Puas yog cov khoom sau cia tau tshaj tawm rau lub chaw ua haujlwm credit?
Puas sau qhia hauv daim ntawv tshabxo nuj nqi?
Cov nyiaj them poob qis lossis tsis them nyiaj tuaj yeem nyob hauv koj daim ntawv tshabxo nuj nqitxog li xya xyoo tom qab thawj tus as khauj thawj zaug ua tsis raug. Thaum cov nyiaj khaws cia nce mus txog xya xyoo, cov tuam txhab tshaj tawm cov credit yuav tsum tau rho tawm ntawm koj daim ntawv tshabxo nuj nqi.
