Puas tshem tawm cov ntawv qhia txog credit? Yog lawm, kev ntiab tawm yog ntxiv rau "cov ntaub ntawv pej xeem" ntu ntawm koj daim ntawv tshabxo nuj nqiyog tias lawv raug txiav txim siab hauv tsev hais plaub txiav txim plaub ntug, uas feem ntau tshwm sim thaum tus neeg xauj tsev raug tshem tawm thiab tsis kam tawm hauv lub tsev hais plaub. khoom.
Kuv puas tuaj yeem pom qhov kev tshem tawm ntawm kuv daim ntawv tshabxo nuj nqi?
Ib qho kev ntiab tawm yuav tsis tshwm rau ntawm koj daim ntawv tshabxo nuj nqi, tab sis ib qho nyiaj khaws cia yuav nyob twj ywm hauv koj daim ntawv tshabxo nuj nqi txog li xya xyoo txij li thawj hnub tsis ua haujlwm, uas yog hnub tim thawj qhov kev them nyiaj lig uas coj mus rau cov xwm txheej sau.
Vim li cas kuv tsis pom kuv qhov kev tshem tawm ntawm kuv daim ntawv tshabxo nuj nqi?
Koj daim ntawv tshabxo yuav tsis qhia tias koj tau raug ntiab tawmntawm ib qho khoom. … Tsis muaj lub sijhawm teem sijhawm rau cov khoom no yuav tshwm sim thawj zaug ntawm koj daim ntawv tshabxo nuj nqi. Cov nyiaj khaws cia raug muab tshem tawm xya xyoo txij li hnub qub delinquency ntawm cov nuj nqis. Cov ntaub ntawv pej xeem raug tshem tawm xya xyoo txij li hnub ua ntawv.
Qhov twg yuav raug ntiab tawm ntawm kuv daim ntawv tshabxo nuj nqi?
Kev ntiab tawm tsis suav nrog koj daim ntawv tshabxo nuj nqi, thiab tsis yog qee yam ntawm cov ntaub ntawv pej xeem xws li kev txiav txim tshem tawm. … Qhov thib ob, kev txiav txim ntsig txog kev ntiab tawm yog ib qho teeb meem ntawm pej xeem cov ntaub ntawv. Cov tswv tsev yav tom ntej yuav tsis pom lawv ntawm koj daim ntawv tshabxo nuj nqi, tab sis lawv tuaj yeem nrhiav tau yooj yim los ntawm tshawb nrhiav tsev hais plaub cov ntaub ntawv.
Puas tshem tawm ntawm Equifax?
Txawm hais tias kev tshem tawm nws tus kheej tsis yogtau tshaj tawm rau lub chaw lis haujlwm qiv nyiaj (TransUnion, Experian thiab Equifax), qhov kev tawm tsam los ntawm kev ntiab tawm tuaj yeem yog.
