Payment (PMT) Excel formula for it is =PMT(rate, nper, pv, [fv], [type]). Qhov no suav hais tias cov nyiaj them poob haujlwm yog ua raws li qhov sib xws. Ua raws li cov kauj ruam no kom pom cov nyiaj them txhua hli rau cov nyiaj qiv no: Sau tag nrho cov ntaub ntawv rau hauv lub rooj.
PMT suav li cas?
Kev Them Nyiaj (PMT) Muaj nuj nqi suav nyiaj qiv nyiaj tsis siv neeg
- =PMT(rate, nper, pv) raug rau kev them nyiaj YEARLY.
- =PMT(rate/12, nper12, pv) correct for MONTHLY payments.
- Payment=pv apr/12(1+apr/12)^(nper12)/((1+apr/12)^(nper12)-1)
PMT formula txhais li cas?
PMT ua haujlwm hauv Excel yog dab tsi? Excel PMT muaj nuj nqi yog kev ua haujlwm nyiaj txiag uas suav cov nyiaj them rau cov nyiaj qiv raws li cov paj laum tas li, cov sijhawm thiab cov nyiaj qiv. "PMT" stands for "payment", yog li lub npe ua haujlwm.
Tus qauv them txhua hli yog dab tsi?
Yog tias koj xav ua tus nqi qiv nyiaj txhua hli los ntawm txhais tes, koj yuav xav tau cov paj laum txhua hli - tsuas yog faib cov paj laum txhua xyoo los ntawm 12 (tus lej ntawm lub hlis hauv ib xyoos). Piv txwv li, yog tias tus paj laum txhua xyoo yog 4%, tus paj laum txhua hli yuav yog 0.33% (0.04/12=0.0033).
Pv Nper formula yog dab tsi?
Nper Required. Tus lej tag nrho ntawm lub sijhawm them nyiaj hauv ib xyoos. Piv txwv li, yog tias koj tau txais tsheb qiv plaub xyoos thiab them nyiaj txhua hli,koj cov nyiaj qiv muaj 412 (lossis 48) lub sijhawm. Koj yuav sau 48 rau hauv cov qauv rau npe.
