2024 Tus sau: Elizabeth Oswald | [email protected]. Kawg hloov kho: 2024-01-13 00:07
Tom qab koj dhau los 59 ½ xyoo, koj tuaj yeem nqa koj cov nyiaj tawm yam tsis tas yuav them tus nqi rho tawm ntxov. Koj tuaj yeem xaiv ib txwm los yog Roth 401 (k) txoj kev npaj. Ib txwm 401(k)s muab cov nyiaj khaws cia rau se, tab sis koj tseem yuav tau them se thaum koj rho nyiaj tawm.
Kuv puas tau them se rau kuv 401k tom qab hnub nyoog 65?
Ib txwm 401(k) rho tawm tau them se ntawm tus kheej tus nqi se tam sim no. Feem ntau, Roth 401 (k) rho tawm tsis tau them se yog tias tus account tau qhib tsawg kawg yog tsib xyoos dhau los thiab tus tswv account muaj hnub nyoog 59½ lossis tshaj saud. Tus tswv hauj lwm sib piv cov nyiaj pab rau Roth 401(k) yuav raug them se rau cov nyiaj tau los.
Thaum twg koj tuaj yeem thim tawm ntawm 401k tsis them se?
IRS tso cai rho nyiaj tsis pub them nyiaj laus tom qab hnub nyoog 59 ½ thiab yuav tsum tau rho tawm tom qab hnub nyoog 72 xyoo (cov no yog hu ua Required Minimum Distributions, lossis RMDs). Muaj qee qhov kev zam rau cov cai no rau 401ks thiab lwm yam kev npaj tsim nyog.
Kuv yuav ua li cas kom tsis txhob them se ntawm kuv 401k rho tawm?
Ntawm no yog yuav ua li cas txo qis 401(k) thiab IRA rho se tawm hauv cov nyiaj laus:
- Txhob zam txim thaum ntxov.
- Dov tshaj koj 401(k) yam tsis muaj kev txiav se tawm.
- Nco ntsoov yuav tsum tau faib yam tsawg kawg nkaus.
- Txhob muab ob qho kev faib tawm hauv tib lub xyoo.
- Pib rho tawm ua ntej koj yuav tsum.
- Donate koj IRAfaib rau kev siab hlub.
55 txoj cai rau 401k yog dab tsi?
IRS Txoj Cai ntawm 55 tso cai rau tus neeg ua haujlwm tus neeg ua haujlwm raug rho tawm haujlwm, raug rho tawm haujlwm, lossis tus neeg tawm haujlwm ntawm hnub nyoog 55 thiab 59 1/2 kom tau nyiaj los ntawm lawv. 401(k) lossis 403(b) txoj kev npaj yam tsis muaj 10% nplua rau kev tshem tawm ntxov.
Pom zoo:
Puas rho tawm lossis rho tawm?
verbpast tense withdrew, past participle withdrawn. 1 Nrog cov khoom Tshem tawm lossis tshem tawm (ib yam dab tsi) ntawm ib qho chaw lossis txoj haujlwm. 'Nws nres thaum nws mus txog txoj haujlwm raug thiab thim tawm me me ntawm cov kua dej ntshiab.
Hnub twg yog hnub Xanpataus hnub Saturday lossis hnub Sunday?
Christianity. Nyob rau sab hnub tuaj ntseeg Vajtswv, Hnub Caiv tseem suav tias tseem yog hnub Saturday, hnub xya, nco txog Hebrew Hnub Caiv. Nyob rau hauv Catholicism thiab feem ntau ceg ntawm Protestantism, "Tus Tswv Hnub" (Greek Κυριακή) raug suav hais tias yog hnub Sunday, thawj hnub (thiab "
Lub hnub nyoog twg yog qhov raug cai tso tawm tsev kawm ntawv?
Raws li cov ntaub ntawv tshiab los ntawm National Center for Education Statistics, feem ntau ntawm lub xeev tam sim no xav kom cov tub ntxhais kawm yog 17 lossis 18 ua ntej lawv tuaj yeem tawm mus. Txij li xyoo 2000, cov xeev uas muab kev txiav tawm thaum muaj hnub nyoog 16 xyoo tau nqis los ntawm 29 txog 15.
Hnub nyoog twg pib hnub nyoog li cas?
Lub Hnub Nyoog Kev Sib Haum Xeeb hauv Txoj Cai Kev Ua Haujlwm ntawm 1967 (ADEA) (29 U.S.C. § 621 txog 29 USC § 634) yog tsoomfwv txoj cai lij choj uas muab qee yam kev tiv thaiv kev ua haujlwm rau cov neeg ua haujlwm tshaj hnub nyoog plaub caug, leej twg ua haujlwm rau tus tswv haujlwm uas muaj nees nkaum lossis ntau tus neeg ua haujlwm.
Hnub nyoog twg yog hnub nyoog nruab nrab?
Hnub nyoog nruab nrab, lub sijhawm ntawm tib neeg kev laus uas tam sim ntawd ua ntej qhov pib ntawm kev laus. Txawm hais tias lub sijhawm muaj hnub nyoog uas txhais cov hnub nyoog nruab nrab yog me ntsis arbitrary, txawv heev ntawm ib tug mus rau ib tug neeg, feem ntau txhais tau tias yog nruab nrab ntawm cov hnub nyoog ntawm 40 thiab 60.
