Thaum koj daim ntawv tshabxo nuj nqi raug rub rau chav tsev, nws yog xav tias yog tus rub muagthiab yuav tsis poob koj qhov qhab nia FICO zoo li lub zog rub. Vim li cas? Nws zoo li kev txheeb xyuas keeb kwm yav dhau. Kev rub tawm nyuaj tshwm sim thaum tus qiv nyiaj txiav txim siab qiv raws li koj qhov credit - thiab tuaj yeem poob qhov qhab nia nyob qhov twg los ntawm 5-10 cov ntsiab lus.
chav tsev pom dab tsi thaum lawv khiav koj qhov credit?
Qee yam ntawm cov tswv tsev nrhiav hauv daim tshev credit suav nrog koj cov qhab nia credit, txawm koj them koj cov nqi raws sijhawm, koj keeb kwm qiv, thiab seb koj puas muaj nuj nqis(thiab nuj nqis npaum li cas piv rau koj cov nyiaj tau los).
Puas cov chav tsev ua haujlwm nyuaj lossis muag daim tshev credit?
Puas yog Chav Tsev Qiv Qis Qis Qis Nug? Cov lus nug nyuaj lossis "rub" cuam tshuam rau koj qhov qhab nia credit tsis zoo, qhov twg rubs tsis muaj kev cuam tshuam. Tag nrho cov credit checks rau daim ntawv thov tsev apartment yog ib qho nyuaj nug ib yam li nrog rau lwm yam kev nug loj rau cov nyiaj txiag xws li nqi tsev, tsheb xauj, thiab credit cards rau npe ob peb.
Thaum koj xauj chav tsev nws puas mus ntawm koj daim ntawv tshabxo nuj nqi?
Vim tias cov tswv tsev thiab cov tuam txhab tswj vaj tse tsis suav tias yog cov neeg qiv nyiaj, lawv tsis cia li qhia kojkeeb kwm kev them nyiaj rau peb cov neeg siv khoom lag luam loj tshaj tawm qhov chaw ua haujlwm-Experian, TransUnion thiab Equifax. Tsis yog lawv yuav tshaj tawm kev tshem tawm, rov qab daim tshev, daim ntawv xauj tsev tawg lossis khoom puas tsuaj.
Cov nqi dab tsi yuav pab tsim kom muaj credit?
Tus nqi dab tsi cuam tshuam cov qhab nia credit?
- Rent them nyiaj.
- nqi hluav taws xob.
- Cable, internet lossis xov tooj ntawm tes.
- Kev them nyiaj pov hwm.
- tsheb them.
- Kev them nqi tsev.
- nyiaj qiv nyiaj rau tub ntxhais kawm.
- credit card them.
