2024 Tus sau: Elizabeth Oswald | [email protected]. Kawg hloov kho: 2024-01-13 00:07
Cov nuj nqis uas tsis muaj kev ruaj ntseg txhais tau tias tshuav nuj nqis rau cov nyiaj qiv uas tsis yog subordinated rau ib qholwm yam nuj nqis rau cov nyiaj qiv thiab tsis muaj kev ruaj ntseg lossis kev txhawb nqa los ntawm kev lav, tsab ntawv qiv lossis lwm daim ntawv ntawm kev txhim kho credit.
Yuav muaj nuj nqis npaum li cas?
Cov nuj nqis qis yog txhua yam nuj nqis uas poob qis, lossis tom qab, cov nuj nqis laus.
Puas yog cov nuj nqis tsis muaj kev ruaj ntseg subordinated rau cov nuj nqis ruaj ntseg?
Secured cov neeg qiv nyiaj yuav tau txais cov cuab tam cog lus tawm tsam cov nuj nqis. Senior, unsecured creditors tau them thawj zaug ntawm lub tuam txhab lwm cov cuab tam kom txog rau thaum cov nuj nqis tau them rov qab tag nrho. Txhua yam khoom muaj nqis yuav mus rau cov neeg qiv nyiaj qis.
Puas yog cov nuj nqis laus tsis muaj kev nyab xeeb?
Puas yog cov nuj nqis laus ib txwm muaj kev nyab xeeb? Tsis yog, nws tsis yog ib txwm muaj kev ruaj ntseg, txawm hais tias nws yog ib qho rau cov neeg qiv nyiaj laus coj qee yam kev ruaj ntseg rau lawv cov nyiaj qiv. Los ntawm qhov sib txawv, cov nuj nqis me me yog ntau dua feem ntau tsis muaj kev nyab xeeb.
Cov nuj nqis laus ntawm daim ntawv tshuav nyiaj yog dab tsi?
Cov nuj nqis Senior, lossis Senior Note, yog nyiaj tshuav los ntawm lub tuam txhab uas tau thov thawj zaug ntawm lub tuam txhab nyiaj ntsuab. Nws muaj kev nyab xeeb dua li lwm cov nuj nqis, xws li cov nuj nqis qis (tseem hu ua cov nuj nqis qis), vim tias cov nuj nqis laus feem ntau yog collateralized los ntawm cov cuab tam.
Pom zoo:
Puas pob ntseg pob ntseg ruaj ntseg?
Nws nta ib lub hinged ncej uas snaps mus rau ib tug groove nyob rau sab nraum qab ntawm qhwv ntsej. Thaum koj hnov snap lossis nyem, koj paub tias koj lub pob ntseg muaj kev nyab xeeb. Hinged hoop qhwv ntsej hais tias muaj kev nyab xeeb thiab xis nyob.
Puas muaj qhov chaw ruaj khov puas txhais tau tias tsis muaj zog nyob ruaj khov?
Thawj zaug nco ntsoov tias lub sijhawm kawg thib ob tsis suav tias yog lub ntsiab lus ntawm qhov muaj zog nyob ruaj khov, yog li, muaj zog ruaj khov tsis tas txhais tau tias tsis muaj zog nyob ruaj khov. Puas muaj zog nyob ruaj khov txhais tau tias tsis muaj zog nyob ruaj khov?
Dab tsi yog cov nuj nqis subordinated ntawm daim ntawv tshuav nyiaj li cas?
Cov nuj nqis qis yog cov nuj nqis uas tau them rov qab tom qab cov nuj nqis laus tau them rov qab tag nrho. Nws yog qhov pheej hmoo dua piv rau cov nuj nqis tsis txaus ntseeg thiab tau teev tseg raws li kev lav phib xaub mus sij hawm ntev tom qab cov nuj nqis tsis txaus ntseeg ntawm daim ntawv tshuav nyiaj li cas.
Cov nuj nqis subordinated nyob qhov twg?
Cov nuj nqis qis, "cov nuj nqis qis" lossis "mezzanine", yog peev uas nyob nruab nrab ntawm cov nuj nqis thiab kev ncaj ncees ntawm sab xis ntawm daim ntawv tshuav nyiaj. Nws muaj kev pheej hmoo ntau dua li cov nuj nqis hauv tuam txhab nyiaj ib txwm muaj, tab sis cov laus dua li kev ncaj ncees hauv nws txoj kev nyiam ua lag luam (hauv kev lag luam poob nyiaj txiag).
Qhov twg yog cov nuj nqis subordinated?
Cov nuj nqis qis yog Txhua yam qiv uas tau them tom qab tag nrho lwm cov nuj nqis koom nrog thiab qiv nyiaj rov qab, nyob rau hauv cov ntaub ntawv qiv nyiaj tsis raug. Cov qiv ntawm cov nuj nqis qis feem ntau yog cov tuam txhab loj dua lossis lwm lub koom haum ua lag luam.
