Ib daim ntawv xauj tsev, tseem hu ua kev hloov pauv lossis daim ntawv cog lus xauj tsev, yog tus txheej txheem ntawm kev hloov tsheb xauj ntawm ib tus neeg mus rau lwm tus. Yog tias koj tus neeg xauj tsev tso cai rau koj hloov koj daim ntawv xauj tsev, koj tuaj yeem nrhiav tau ib tus neeg txaus siab los them koj cov nyiaj hli txhua hli thiab ua tiav koj daim ntawv xauj tsev.
Yuav ua li cas thiaj hla tus neeg xauj tsheb?
Lwm txoj hauv kev hloov koj daim ntawv xauj tsev yog qhov yooj yim thov ib tus neeg hauv tsev neeg lossis tus phooj ywg uas ntseeg siab cojtshaj cov nyiaj hli txhua hli. Xyuas kom tseeb tias kev tuav pov hwm tsheb tseem them rau lub tsheb, thiab muaj kev nkag siab meej txog leej twg yuav them rau qhov hnav thiab tsim kua muag ntau dhau thaum kawg ntawm daim ntawv xauj tsev.
Puas yog lub tswv yim zoo los yuav daim ntawv xauj tsev?
Kev hla ib tus neeg daim ntawv xauj tsev tuaj yeem zoo li txoj hauv kev zoo rau "kev sim tsav" koj lub log npau suav lossis tau txais ib hom tsheb tshwj xeeb uas koj xav tau rau lub sijhawm luv. Daim ntawv xauj tsev tuaj yeem pab koj daws qhov xav tau tsheb ib ntus yam tsis muajkaw koj tus kheej rau hauv daim ntawv cog lus ob-rau plaub xyoos lossis yuav lub tsheb tshiab.
Puas daim ntawv xauj tsev puas ua rau koj qhov credit?
Hmoov tsis zoo, koj tsis tuaj yeem xa lub tsheb rov qab rau tus neeg muag khoom raug nplua, tab sis koj tuaj yeem tawm ntawm daim ntawv xauj tsev yam tsis ua rau koj cov qhab nia credit. … Nrhiav tus tswv tshiab los tuav koj daim ntawv xauj tsev, yog tias koj daim ntawv cog lus tso cai hloov. Koj yuav tau them tus nqi hloov pauv, tab sis koj qhov credit yuav tsis cuam tshuam.
Kuv puas tuaj yeem them tus nqi tsheb?
“Feem ntau, qiv tshebtsis yog assumable,” Edmunds.com Senior Consumer Advice Editor Philip Reed hais rau Credit.com. “Thaum daim ntawv teev npe thiab lub npe raug xa mus rau tus tswv tshiab, tus qiv yuav tsum tau ceeb toom. Tom qab ntawd tus neeg qiv nyiaj yuav nkag mus thiab yuav tsum muaj daim tshev credit kom paub tseeb tias tus tswv tshiab tuaj yeem them nyiaj.
