2024 Tus sau: Elizabeth Oswald | [email protected]. Kawg hloov kho: 2024-01-13 00:07
Yog tias koj rub dhau, thiab tus tub ceev xwm tau sau ntawv ceeb toom rau koj, lossis ib lo lus, nws tsis zoo li yuav cuam tshuam rau koj cov nqi tuav pov hwm tsheb nyob rau hauv ib qho xwm txheej. … Vim tias tej zaum yuav tsis muaj ntaub ntawv teev tseg ntawm qhov xwm txheej, feem ntau nws tsis cuam tshuam rau koj cov ntaub ntawv tsav tsheb lossis cov nqi fajseeb khomob.
Puas ceeb toom rau kev pov hwm?
Feem ntau, lus ceeb toom yuav tsis cuam tshuam rau koj daim ntawv pov hwm. Nyob ntawm lub xeev, cov ntawv ceeb toom tuaj yeem mus rau hauv koj cov ntaub ntawv. Yog tias koj lub tuam txhab tuav pov hwm pom qhov ceeb toom ceev, nws yuav cuam tshuam rau koj daim ntawv pov hwm.
Puas daim pib ceeb toom txhais li cas?
Thaum nres tsheb nres, ceeb toom los ntawm tub ceev xwm yog ib nqe lus tias tus neeg tsav tsheb tau ua txhaum qee yam, tab sis raug zam qhov tseeb. Cov tub ceev xwm siv lawv tus kheej kev txiav txim siab seb puas yuav tshaj tawm cov lus ceeb toom lossis ceeb toom.
Yuav ua li cas thaum tub ceev xwm ceeb toom rau koj?
Yuav ua li cas yog tias kuv tau txais lus ceeb toom? Yog tias koj tau txais lus ceeb toom, tub ceev xwm tsis tuaj yeem ua dab tsi ntxiv rau koj. Tsis tuaj yeem muaj tej yam xwm txheej lossis kev rau txim ntxiv nrog rau qhov ceeb toom.
Daim ntawv ceeb toom ntev npaum li cas?
Feem ntau, cov ntawv ceeb toom yuav kav ntev li ntawm 6 lub hlis. Daim ntawv ceeb toom zaum kawg yuav nyob twj ywm hauv cov ntaub ntawv rau 12 lub hlis. Hauv qhov xwm txheej hnyav koj yuav muaj lus ceeb toom uas nyob hauv cov ntaub ntawv rau lub sijhawm tsis kawg.
Pom zoo:
Puas daim pib caij tsheb puas cuam tshuam txog kev tuav pov hwm?
Kev ua txhaum txoj kab tsheb thauj mus los hauv California raug them raws li kev ua txhaum cai tsis yog kev ua txhaum cai, thiab nws tsis ua rau cov ntsiab lus ntawm koj daim ntawv tsav tsheb. Qhov no txhais tau tias nws yuav tsis cuam tshuam koj tus nqi pov hwm.
Puas yog qeb s cuam tshuam txog kev tuav pov hwm?
Ib Qeb S (los yog Cat S) lub tsheb yog ib qho uas tau raug kev puas tsuaj, tab sis nws tseem kho tau. … Qhov no daim ntawv yuav cuam tshuam tus nqi ntawm kev tuav pov hwm thiab yuav txo tau tus nqi koj tuaj yeem muag lub tsheb rau yav tom ntej.
Puas rov tuav pov hwm rov qab xav tau cov neeg tuav pov hwm rov qab?
Cov tuam txhab tuav pov hwm rov qab feem ntau yuav rov ua pov hwm lawv tus kheej, lub sij hawm hu ua retrocession. Ntau txoj cai tau nthuav tawm ntawm ntau tus neeg tuav pov hwm rov qab. Nyob rau hauv rooj plaub no, qhov kev sib pauv yuav koom nrog tus thawj coj rov tuav pov hwm uas yuav sib tham txog cov ntsiab lus ntawm txoj cai uas lwm tus neeg tuav pov hwm rov qab yuav koom nrog.
Thaum cov tuam txhab tuav pov hwm yuav kev pov hwm los ntawm cov tuam txhab tuav pov hwm ncaj qha?
Hauv cov ntsiab lus yooj yim, kev tuav pov hwm rov qab yog kev tuav pov hwm rau cov tuam txhab tuav pov hwm muab hauv daim ntawv cog lus ntawm kev them nyiaj tsis yog daim ntawv cog lus lav. Feem ntau, tus neeg tuav pov hwm ncaj qha yuav tsum xub them qhov poob thiab tom qab ntawd nrhiav nyiaj rov qab rau qhov kev poob ntawd los ntawmnws cov nyiaj rov qab.
Puas cat c cuam tshuam txog kev tuav pov hwm?
Lub tsheb Cat C yooj yim npaum li cas kom tau pov hwm? Lub koom haum ntawm British Insurers (ABI) hais tias feem ntau cov tuam txhab pov hwm yuav them rau Cat C tsheb tab sis koj yuav tau them tus nqi ntau dua. Tus neeg tuav pov hwm yuav tshuaj xyuas koj lub tsheb keeb kwm thaum koj thov thiab tuaj yeem lav koj daim npog tsis raug yog tias koj tsis tau tshaj tawm tias nws yog kev sau tawm.
