Teb: d) Asset as guarantee for loan.
Dab tsi yog qhov piav qhia?
Lub sij hawm collateral yog hais txog ib qho khoom vaj khoom tsev uas tus qiv txais txais kev ruaj ntseg rau qiv. … Cov khoom pov thawj ua raws li kev tiv thaiv rau tus qiv nyiaj. Qhov ntawd yog, yog tias tus qiv nyiaj ua txhaum cai ntawm lawv cov nyiaj qiv, tus qiv nyiaj tuaj yeem txeeb tau cov khoom pov hwm thiab muag nws kom rov qab tau qee qhov lossis tag nrho nws cov kev poob.
Ib qho ntawm cov kev xaiv hauv qab no piav qhia cov ntsiab lus ntawm credit?
Kev piav qhia: Tus nqi paj laum, cov khoom ntiag tug, cov ntaub ntawv xav tau thiab hom kev them rov qab ua ke suav nrog 'cov ntsiab lus ntawm credit'.
Yuav ua li cas yog cov nram qab no tsis yog cov ntsiab lus ntawm credit?
Collateral . Npaj nqi . Npaj nyiaj tso ntawm tus qiv nyiaj.
Dab tsi yog qhov txawv ntawm cov peev txheej thiab tsis raws cai ntawm credit?
Cov peev txheej ua raws li cov peev txheej ntawm cov credit uas tau sau npe los ntawm tsoomfwv. thiab yuav tsum ua raws li nws cov cai thiab cov kev cai thaum nyob rau hauv cov ntaub ntawv tsis raws cai muaj xws li cov me me thiab tawg ua ke uas feem ntau nyob sab nraum kev tswj hwm ntawm tsoomfwv.