Nyob rau xyoo 2019 ib leeg, tom qab ob xyoos ntawm kev kub ntxhov hnyav uas tau tua txog 150 tus neeg thiab puas lossis puas tsuaj ntau dua 34,000 lub tsev, kev lag luam thiab lwm cov qauv hauv Northern California, cov tuam txhab pov hwm tso tseg cov cai ntawm kwv yees li 230,000 tus tswv tsev hauv xeev, nce 31% ntawm xyoo dhau los.
Puas muaj kev tuav pov hwm vaj tse nyob rau xyoo 2021?
Premiums tau nce thoob plaws pawg thawj coj los ntawm qhov nruab nrab ntawm 4% hauv 2021, raws li lub koom haum pov hwm Matic, tab sis koj lub hnub nyoog thiab koj cov qhab nia credit yuav pom tias koj raug kev txom nyem ntau dua li lwm tus.. … Nov yog yuav ua li cas thiaj paub seb koj puas them nyiaj ntau dhau rau cov tswv tsev tuav pov hwm thiab xauv tus nqi zoo dua.
California home insurance puas tau nce?
Raws li California Lub Tsev Haujlwm Saib Xyuas Kev Pov Hwm, txij li xyoo 2018 txog 2019, muaj 36% nce ntawm tus lej ntawm FAIR Plan cov cai tau tshaj tawm. Rau cov uas tab tom yuav lub tsev tshiab, peb xav kom koj tham nrog koj tus neeg saib xyuas kev pov hwm ua ntej ua qhov kev tshaj tawm ntawm kev yuav vaj tsev.
Vim li cas nyiaj pov hwm vaj tsev thiaj li nce hauv California?
"Premiums yuav nce vim qhov kev pheej hmoo nce siab," said Mark Sektnan nrog American Property Casu alty Insurance Association. … Nws yog ib yam uas kev lag luam tab tom saib, tab sis Sektnan hais tias kev pheej hmoo ntawm hluav taws kub yog txawv. "Qhov peb yuav tsum tsom mus rau yogkev txo qis hauv zej zog, "nws hais.
Vim li cas nyiaj pov hwm vaj tsev tau nce ntau heev?
Feem ntau, ob qho tib si koj cov se vaj tse txhua xyoo thiab koj cov ntawv pov hwm txhua xyoo yuav nce txhua xyoo. … Cov chaw muab kev pov hwm nce tus nqi ntawm kev pab txhawm rau txhawm rau nce tus nqi kho lossis hloov koj lub tsev-vim nyiaj nce ntxiv. Lub hnub nyoog ntawm koj lub tsev tseem yuav cuam tshuam tus nqi ntawm koj qhov kev pab them nqi kho mob.