2024 Tus sau: Elizabeth Oswald | [email protected]. Kawg hloov kho: 2024-01-13 00:07
Nyob rau xyoo 2019 ib leeg, tom qab ob xyoos ntawm kev kub ntxhov hnyav uas tau tua txog 150 tus neeg thiab puas lossis puas tsuaj ntau dua 34,000 lub tsev, kev lag luam thiab lwm cov qauv hauv Northern California, cov tuam txhab pov hwm tso tseg cov cai ntawm kwv yees li 230,000 tus tswv tsev hauv xeev, nce 31% ntawm xyoo dhau los.
Puas muaj kev tuav pov hwm vaj tse nyob rau xyoo 2021?
Premiums tau nce thoob plaws pawg thawj coj los ntawm qhov nruab nrab ntawm 4% hauv 2021, raws li lub koom haum pov hwm Matic, tab sis koj lub hnub nyoog thiab koj cov qhab nia credit yuav pom tias koj raug kev txom nyem ntau dua li lwm tus.. … Nov yog yuav ua li cas thiaj paub seb koj puas them nyiaj ntau dhau rau cov tswv tsev tuav pov hwm thiab xauv tus nqi zoo dua.
California home insurance puas tau nce?
Raws li California Lub Tsev Haujlwm Saib Xyuas Kev Pov Hwm, txij li xyoo 2018 txog 2019, muaj 36% nce ntawm tus lej ntawm FAIR Plan cov cai tau tshaj tawm. Rau cov uas tab tom yuav lub tsev tshiab, peb xav kom koj tham nrog koj tus neeg saib xyuas kev pov hwm ua ntej ua qhov kev tshaj tawm ntawm kev yuav vaj tsev.
Vim li cas nyiaj pov hwm vaj tsev thiaj li nce hauv California?
"Premiums yuav nce vim qhov kev pheej hmoo nce siab," said Mark Sektnan nrog American Property Casu alty Insurance Association. … Nws yog ib yam uas kev lag luam tab tom saib, tab sis Sektnan hais tias kev pheej hmoo ntawm hluav taws kub yog txawv. "Qhov peb yuav tsum tsom mus rau yogkev txo qis hauv zej zog, "nws hais.
Vim li cas nyiaj pov hwm vaj tsev tau nce ntau heev?
Feem ntau, ob qho tib si koj cov se vaj tse txhua xyoo thiab koj cov ntawv pov hwm txhua xyoo yuav nce txhua xyoo. … Cov chaw muab kev pov hwm nce tus nqi ntawm kev pab txhawm rau txhawm rau nce tus nqi kho lossis hloov koj lub tsev-vim nyiaj nce ntxiv. Lub hnub nyoog ntawm koj lub tsev tseem yuav cuam tshuam tus nqi ntawm koj qhov kev pab them nqi kho mob.
Pom zoo:
Puas pov hwm pov hwm kev tiv thaiv kab mob mastectomy?
Tsis muaj tsoomfwv txoj cai lij choj xav kom cov tuam txhab pov hwm pov hwm them tus kabmob prophylactic mastectomy. Qee lub xeev txoj cai lij choj xav tau kev pab them nqi kho mob prophylactic mastectomy, tab sis kev pab them nqi sib txawv hauv xeev.
Thaum cov tuam txhab tuav pov hwm yuav kev pov hwm los ntawm cov tuam txhab tuav pov hwm ncaj qha?
Hauv cov ntsiab lus yooj yim, kev tuav pov hwm rov qab yog kev tuav pov hwm rau cov tuam txhab tuav pov hwm muab hauv daim ntawv cog lus ntawm kev them nyiaj tsis yog daim ntawv cog lus lav. Feem ntau, tus neeg tuav pov hwm ncaj qha yuav tsum xub them qhov poob thiab tom qab ntawd nrhiav nyiaj rov qab rau qhov kev poob ntawd los ntawmnws cov nyiaj rov qab.
Daim ntawv cog lus pov hwm puas suav nrog lub npe ntawm cov ntawv pov hwm?
tshaj tawm ib feem ntawm daim ntawv tuav pov hwm tsheb daim ntawv cog lus pov hwm uas lub npe ntawm cov ntawv pov hwm, tsheb tsim thiab qauv, tsab cai pib thiab hnub kawg, nyiaj pov hwm, thiab lwm yam. Daim ntawv cog lus pov hwm - hais tias dab tsi nws yog tus neeg tuav pov hwm pom zoo raws li cov lus cog tseg.
Daim ntawv pov hwm kev tuav pov hwm ncaj ncees yog dab tsi?
Kev pov hwm tus nqi ncaj ncees. tus nqi fajseeb khomob rau lub sijhawm teem sijhawm sib npaug li qhov xav tau them rau tib lub sijhawm(yog li tuam txhab tuav pov hwm yuav tsis muaj nyiaj. Txoj kev tuav pov hwm ncaj ncees yog dab tsi? Xav txog kev tuav pov hwm uas yog qhov ncaj ncees, txhais tau tias tus nqi them yog sib npaug rau cov kev thov xav tau:
Puas pov hwm pov hwm dej nyab puas npog kev taug kev hauv qab daus?
No. FEMA NFIP Flood Insurance tsis npog cov qauv hauv qab daus lossis cov khoom ntiag tug hauv qab daus. Txawm li cas los xij, nws yuav tiv thaiv koj cov khoom ntiag tug yog tias koj yuav cov khoom ntiag tug hloov kho dua tshiab, tab sis NFIP kev pab cuam dej nyab tsis suav nrog kev tsim kho koj lub qab daus.
