Yog tias koj tau ntsib kev ntiab tawm, cov txheej txheem tshem tawm thiab kev txiav txim yuav tsis tshwm sim hauv koj daim ntawv tshabxo nuj nqi. … Cov kev txiav txim siab no yuav tsis tshwm sim rau cov neeg siv khoom siv cov ntaub ntawv credit xws li VantageScore 3.0 koj pom ntawm Credit Karma, vim lawv tau raug tshem tawm ntawm cov neeg siv khoom credit reports hauv 2017 thiab tsis tau tshaj tawm ntxiv lawm.
Kuv yuav ua li cas thiaj paub yog tias kuv muaj kev ntiab tawm ntawm kuv daim ntawv tshabxo nuj nqi?
Cov ntaub ntawv tshem tawm tuaj yeem pom nyob rau hauv cais cov ntaub ntawv keeb kwm qiv, uas tuaj yeem tau los ntawm lub tuam txhab tshuaj ntsuam xyuas lossis los ntawm Experian RentBureau. … Yog hais tias lub koom haum sau nqi uas yuav daim ntawv qhia txog nuj nqis rau Experian, tus as-qhauj yuav tshwm rau ntawm koj daim ntawv tshabxo nuj nqi raws li tus as-qhauj sau.
Vim li cas kuv tsis raug tshem tawm hauv kuv daim ntawv tshabxo nuj nqi?
Koj daim ntawv tshabxo nuj nqi yuav tsis qhia tias koj tau raug ntiab tawm ntawm ib qho khoom ntiag tug. … Tsis muaj lub sijhawm teem sijhawm rau cov khoom no yuav tshwm sim thawj zaug ntawm koj daim ntawv tshabxo nuj nqi. Cov nyiaj khaws cia raug muab tshem tawm xya xyoo txij li hnub qub delinquency ntawm cov nuj nqis. Cov ntaub ntawv pej xeem raug tshem tawm xya xyoo txij li hnub ua ntawv.
Kev tshem tawm ntawm koj qhov credit zoo li cas?
Thaum qhov kev txiav txim raug tshem tawm yog raug tshem tawm, nws tsis tshwm sim ntawm koj daim ntawv tshabxo nuj nqi. Koj daim ntawv tshabxo nuj nqi qhia txog cov nuj nqis nyiaj txiag nkaus xwb thiab seb cov nuj nqis puas tau them rov qab. Lub hom phiaj ntawm kev tshem tawm yog kom xaus daim ntawv cog lus tso cai rautus tswv tsev kom rov qab tau lawv cov khoom.
Yuav ua li cas thiaj raug tshem tawm?
Kuv Yuav Ua Li Cas Tshem Tawm Kev Tawm Ntawm Kuv Cov Ntaub Ntawv Pov Thawj?
- Daim ntawv foob lub tsev hais plaub: Hauv lub nroog uas tau foob, koj tuaj yeem thov lub tsev hais plaub kom tshem tawm ntawm koj cov ntaub ntawv.
- Yeej koj rooj plaub: Yog tias tus tswv tsev tau txais ntawv ceeb toom tawm koj yam tsis muaj kev cai lij choj lossis siv tau, ua pov thawj tias.
