Cov nyiaj pov hwm yog tus feem pua ntawm cov nqi koj them tom qab koj tau ntsib koj qhov kev txiav tawm. Ib qho kev txiav tawm yog tus nqi uas koj tau them rau cov kev pabcuam khomob thiab cov ntawv sau ua ntej koj cov nyiaj npib tau pib.
Dab tsi yog qhov txawv ntawm kev txiav tawm thiab nyiaj npib?
Deductible: Qhov kev txiav tawm yog ntau npaum li cas koj them ua ntej koj daim ntawv pov hwm kev noj qab haus huv pib them rau feem ntau ntawm koj cov nqi. … Coinsurance: Nyiaj npib yog feem pua ntawm cov nqi kho mob uas koj them, nrog rau qhov seem uas koj them los ntawm koj daim ntawv pov hwm kev noj qab haus huv, feem ntau siv tom qab koj qhov kev txiav tawm tiav lawm.
Dab tsi yog tus nqi them thiab nyiaj npib?
Kev txiav tawm yog hais txog tus nqi ruaj khov uas cov tuav pov hwm yuav tsum tau them los them cov nqi kho mob ua ntej lawv txoj cai pov hwm pib pab. Kev txwv kev them nyiaj. Coinsurance tau them txhua zaus koj tsa qhov kev thov tawm tsam koj txoj cai pov hwm.
Puas yog qhov zoo dua kom them tus nqi lossis nyiaj npib?
Co-Pay yuav yog tus nqi tas li uas yuav luag tsis tshua kim dua li feem pua koj yuav them. Ib txoj kev npaj nrog Co-Pays zoo dua li kev npaj nrog Co-Insurances.
Puas yog qhov zoo kom muaj 0% nyiaj npib?
0 coinsurance txhais tau tias thaum koj tau ntsib koj qhov kev txiav tawm, koj yuav tsum lav 0% ntawm qhovtshuav nyiaj li cas. 0 coinsurance yog qhov tsis tshua muaj, tab sis qhov zoo ntawm txoj kev npaj kho mob.
