2024 Tus sau: Elizabeth Oswald | [email protected]. Kawg hloov kho: 2024-01-13 00:07
Nyob rau xyoo 2020 Lub Tuam Txhab Nyiaj Txiag Nyiaj Txiag (FCA) tau siv cov cai tshiab thiab kev taw qhia los pab cov neeg siv khoom qiv nyiaj uas, xws li Heliodor Mortgages tsis muab cov nqi qiv nyiaj tshiab. Cov neeg siv khoom no qee zaum hu ua "cov neeg raug kaw hauv tsev qiv nyiaj". …
Kuv puas tuaj yeem qiv nrog Heliodor?
Heliodor tam sim no muaj cai tag nrho kom tau txais cov nyiaj them koj ua. Koj yuav tau txais Tus Naj Npawb Tshiab rau ib qho nyiaj txais lossis qiv nyiaj nrog rau kev hloov pauv. … Qhov no yog kev coj ua ib txwm ua thiab koj tus as khauj yuav tsis raug rho tawm ob zaug rau tib lub hlis them.
Leej twg txeeb Nram mortgage?
NRAM plc tau muag rau US-based peev tuam txhab, Cerberus Capital Management LP (Cerberus), thaum 5 Tsib Hlis 2016. Raws li ib feem ntawm qhov kev sib pauv no nws tau pom zoo tias Cerberus yuav hloov lub npe NRAM plc rauLandmark Mortgages Limited ('Landmark').
Yuav tsev neeg raug kaw puas tau nyiaj them?
Cov qiv nyiaj uas tsis tuaj yeem rov qab qiv nyiaj tsis muaj kev xaiv tab sis them tus nqi siab uas lawv tus qiv lossis ntsib poob lawv lub tsev. Lawv hu ua 'Mortgage Prisoners'. … Yog tias koj raug daig them tus nqi paj siab thiab tsis tuaj yeem them rov qab, koj tuaj yeem muaj cai them nyiaj.
Puas tsim nyog hloov cov chaw muab kev them nqi tsev?
Txhawm rau zam kom tsis txhob them koj tus qiv nyiaj tus qauv hloov pauv tus nqi (SVR), koj yuav tsum tsom mus hloov tus kws kho mob - lossis txawm tias tsuas yog qiv nyiaj - sai npaum li kojkev muab tam sim no xaus. … Nws feem ntau yog kim kim dua li cov nqi qiv nyiaj tshiab, xws li los ntawm tus qiv los yog ib qho ntawm nws cov neeg sib tw.
Pom zoo:
Qhov twg yog tus tshiab nkauj tshiab lossis tshiab nkauj tshiab?
Ntxhais nkauj tshiab yog tus neeg nyuam qhuav sib yuav. Yog tias koj nyuam qhuav sib yuav tag kis no, koj thiab koj tus txij nkawm tshiab yog tus tshiab. Zoo siab! Qee tus neeg yuav xav txog koj ib tug tshiab nkauj nraug ntau xyoo tom qab lub tshoob tiag.
Qhov twg hauv qab no txiav txim siab txog cov luag haujlwm ntawm cov neeg muag khoom / tus nqi qis thiab cov neeg yuav khoom / tus neeg xauj tsev?
Cov luag haujlwm ntawm cov neeg muag khoom / tus neeg xauj tsev thiab cov neeg yuav khoom / tus neeg xauj tsev yog txiav txim siab los ntawm (1) nqe lus uas ob tog tau teev tseg hauv kev cog lus, (2) kev cai, thiab (3) cov cai teev tseg los ntawm Uniform Commercial Code (UCC).
Puas yog chav dej hloov tshiab ua kom muaj nqi tsev?
Nws paub tseeb tias! Qhov nruab nrab, cov tswv tsev siv nyiaj ntau dua $ 20, 000 ntawm qhov kev kho dua tshiab hauv chav dej nruab nrab, thiab ze li $ 65, 000 ntawm qhov project kho chav dej loj. Ntawm kev muag khoom, midrange renovations recoup67.
Puas yog cov tswv tsev tso cai nce nqi tsev?
Cov lus teb luv luv seb koj tus tswv tsev puas tuaj yeem nce koj cov nqi xauj tsev yog yog thiab tsis. … Kev nce nqi xauj tsev tsuas yog raug cai thaum daim ntawv xauj tsev 12 lub hlis tas lawm. Txawm li cas los xij, yog tias koj kos npe rau daim ntawv xauj tsev ib hlis ib hlis, cov tswv tsev nyob hauv lawv txoj cai los nce nqi xauj tsev thaum kawg ntawm txhua lub hlis.
Vim li cas cov tsev tsev thiaj li nce nqi tsev?
Cov tswv tsev tuaj yeem txiav txim siab nce lawv cov nqi xauj tsev txhawm rau kom phim cov nqi lag luam, them nyiaj rau kev tu vaj tse lossis kev txhim kho, kom haum rau kev nce se, lossis tsuas yog nce lawv cov txiaj ntsig. Kuv yuav ua li cas thiaj tiv thaiv kuv lub tsev kom tsis txhob nce kuv cov nqi tsev?
