Duas tus nqi nruab nrab yog ib qho kev nqis peev uas lub hom phiaj txo qis qhov cuam tshuam ntawm qhov tsis sib xws ntawm kev yuav khoom loj ntawm cov khoom muaj nqis xws li cov khoom muaj nqis.
$-tus nqi nruab nrab ua haujlwm li cas?
Tus Nqi Dua Li Cas Nruab Nrab Ua Haujlwm? Tus nqi nruab nrab yuav siv sij hawm qhov kev xav tawm ntawm kev nqis peev los ntawm kev koj yuav ib qho me me ntawm cov khoom vaj khoom tsev tsis tu ncua. Qhov no txhais tau tias koj yuav tsawg dua thaum cov nqi siab thiab ntau dua thaum tus nqi qis. Hais tias koj npaj yuav nqis peev $1,200 hauv Mutual Fund A xyoo no.
Vim li cas las-tus nqi nruab nrab yog qhov phem?
Ib qho tsis zoo ntawm tus nqi nruab nrab yog ua lag luam nce mus dhau sijhawm. Qhov no txhais tau hais tias yog tias koj nqis peev ib pob nyiaj ua ntej, nws yuav ua tau zoo dua li cov nyiaj me me uas tau nqis peev hauv lub sijhawm. Cov nyiaj tau los yuav muab tau zoo dua rov qab mus rau lub sijhawm ntev vim qhov kev lag luam nce siab.
Puas duas-tus nqi nruab nrab yog txoj hauv kev zoo los nqis peev?
Khoom plig ntawm Dollar-Nqi Averaging Nyob rau hauv ntev, qhov no yog ib txoj hauv kev zoo los nqis peev. Raws li koj yuav ntau shares thaum tus nqi qis, koj txo koj cov nqi nruab nrab ntawm ib feem ntawm lub sijhawm. Tus nqi nruab nrab yog qhov tshwj xeeb txaus nyiam rau cov tub ua lag luam tshiab uas nyuam qhuav pib tawm.
Tus nqi duas-nqi nruab nrab yog dab tsi rau dummies?
Dlas tus nqi nruab nrab (DCA) yogcov txheej txheem zoo heev rau kev yuav khoom thiab txo koj cov nqi peev rau kev ua li ntawd. … Nws so ntawm lublub tswv yim tias koj nqis peev nyiaj ruaj khov ntawm cov nyiaj tsis tu ncua (ib hlis, feem ntau) nyob rau lub sijhawm ntev hauv ib qho khoom lag luam.
