A daim ntawv ntawm pro rata reinsurance (proportional) uas tus neeg tuav pov hwm rov qab xav tias feem pua tau pom zoo ntawm txhua qhov kev tuav pov hwm rov qab thiab faib tag nrho cov nqi them thiab cov nyiaj poob raws li cov nyiaj rov qab.
Tus piv txwv quota share reinsurance yog dab tsi?
Qhov piv txwv yooj yim tshaj plaws ntawm kev cog lus sib luag yog hu ua "Quota Qhia". Hauv daim ntawv cog lus sib cog lus, tus neeg tuav pov hwm rov qab tau txais ib feem pua, hais tias 50%, ntawm tus nqi them rau phau ntawv kev lag luam rov qab. Hauv kev sib pauv, tus neeg tuav pov hwm them rov qab them 50% ntawm qhov poob, suav nrog kev faib nyiaj poob kev hloov pauv, ntawm phau ntawv.
Quta share insurance yog dab tsi?
A quota share treaty yog a pro-rata reinsurance daim ntawv cog lus uas tus insurer thiab reinsurer faib nqi them thiab poob raws li ib feem pua taag. Quota share reinsurance tso cai rau tus neeg tuav pov hwm khaws qee qhov kev pheej hmoo thiab tus nqi them thaum sib koom nrog tus neeg tuav pov hwm txog qhov kev pab them nqi siab tshaj plaws.
Dab tsi yog qhov nyiaj them rov qab tshaj tawm?
Ib daim ntawv cog lus tshaj tawm yog daim ntawv cog lus rov qab uas tus neeg tuav pov hwm tso tseg khaws tus nqi tas li ntawm daim ntawv pov hwm txoj cai lav nyiaj thaum cov nyiaj seem raug coj los ntawm tus tuav pov hwm rov. Thaum koom nrog hauv daim ntawv cog lus them rov qab, tus neeg tuav pov hwm qhia nws cov kev pheej hmoo thiab cov nqi them rov qab rau tus neeg tuav pov hwm.
Ob hom kev tuav pov hwm rov qab yog dab tsi?
Types of Reinsurance: Reinsurance tuaj yeem muab faib ua ob pawg: treaty thiab facultative. Cov ntawv cog lus yog cov ntawv cog lus uas suav nrog ntau pawg ntawm cov cai xws li tag nrho cov tuam txhab tuav pov hwm lub tsheb ua lag luam.
