Hnub no, S&P, zoo li Moody's thiab Fitch, feem ntau yog lub koom haum saib xyuas credit thiab tsim cov ntawv ceeb toom tsis tu ncua ntawm cov nuj nqis uas cov tuam txhab ntiag tug thiab pej xeem, nrog rau lub teb chaws thiab tsoomfwv cheeb tsam., nqa.
Cov tuam txhab ntiag tug puas tau txais cov qhab nia credit?
A Private Credit Kev tshuaj ntsuam tsis yog qhov qhab nia. … Ib qho Kev Ntsuam Xyuas Nyiaj Txiag Tus Kheej muab qhov kev xav tsis pub lwm tus neeg sab nrauv ntawm lub hom phiaj lub hom phiaj yuav muaj qhov ua tsis tau zoo thaum tsis muaj kev ntsuam xyuas pej xeem credit.
Puas S&P ntsuas cov tuam txhab ntiag tug?
Raws li lub chaw ua haujlwm credit rating (CRA), tuam txhab teeb meem credit ratings rau cov nuj nqis ntawm cov tuam txhab pej xeem thiab ntiav, thiab lwm cov neeg qiv nyiaj xws li tsoomfwv thiab tsoomfwv cov koomhaum.
Puas yog Moody tus nqi tuam txhab lag luam?
Kev Ntsuas Tus Kheej rau Cov Neeg Ua Lag Luam yog nyob rau tib txoj kev tshuaj xyuas thiab saib xyuas raws li Moody's luam tawm cov qhab nia credit. Nws yuav xa rau tus kheej nkaus xwb rau tus neeg siv khoom siv sab hauv thiab tau txais txiaj ntsig los ntawm chav tsev cov ntaub ntawv hluav taws xob ruaj ntseg.
Kev ntsuas tus qauv thiab cov neeg pluag ua haujlwm li cas?
Ib qho S&P credit rating yog qib ntawv. 4 Qhov zoo tshaj plaws yog "AAA." Qhov kev ntsuas no txhais tau hais tias nws muaj feem ntau tias tus qiv yuav rov qab nws cov nuj nqis. Qhov phem tshaj plaws yog "D," uas txhais tau hais tias tus neeg xa khoom tau ua txhaum cai lawm. Standard & Poor's siv ntau cov ntawv (qee zaum nrog cov pluses lossis minuses) los qhia lub zog.
