TRID yog cov lus qhia uas hais tias cov ntaub ntawv qiv nyiaj yuav tsum tau muab rau cov neeg qiv nyiaj thiab thaum lawv yuav tsum muab nws. TRID cov cai tseem tswj hwm tus nqi qiv nyiaj twg tuaj yeem them thiab cov nqi no tuaj yeem hloov pauv li cas cov nqi tsev yuav loj tuaj.
Trid txhais li cas hauv nqe lus qiv nyiaj?
"TRID" yog cov lus luv uas qee cov neeg siv los hais txog TILA RESPA Integrated Disclosure txoj cai. Txoj cai no tseem muaj lub npe hu ua Know Before You Owe mortgage disclosure rule thiab yog ib feem ntawm peb Kev Paub Ua Ntej Koj Tuav nqi tsev pib.
Cov lus qhia Trid yog dab tsi?
TRID cov lus qhia yog tsim los pab cov neeg qiv nyiaj nkag siab txog cov nqe lus uas cuam tshuam nrog lawv cov nyiaj qiv kom meej meej ua ntej kaw. TRID cov kev cai tswj hwm cov txheej txheem qiv nyiaj thiab hais kom cov neeg qiv nyiaj yuav tsum muab cov ntaub ntawv rau cov neeg qiv - nrog rau thaum lawv yuav tsum tau muab.
3 hnub Trid txoj cai yog dab tsi?
Lub sijhawm peb hnub yog ntsuas los ntawm hnub, tsis yog teev. Yog li, qhia tawm yuav tsum xa peb hnub ua ntej kaw, thiab tsis yog 72 teev ua ntej kaw. Cov ntaub ntawv tshaj tawm kuj tseem tuaj yeem xa tawm hauv hluav taws xob ntawm lub sijhawm qhia tawm kom paub meej raws li E-Sign cov cai.
Koj piav Trid li cas?
TRID yog cov lus luv uas sawv cev rau " TILA-RESPA Integrated Disclosure." Tsoom fwv teb chaws txoj cai, nws tau tsim los pab tiv thaiv cov neeg siv khoom zoo li koj. Seb koj tab tom nrhiav yuavkoj thawj lub tsev nyob rau hauv lub nroog los yog ib lub tsev thib ob nyob rau hauv lub roob, koj yuav hla ib TRID los ntawm koj qiv.
