Rau qhov qhab nia nrog qhov nruab nrab ntawm 300 thiab 850, tus qhab nia credit ntawm 700 lossis siab duafeem ntau suav tias yog qhov zoo. Qhov qhab nia ntawm 800 lossis siab dua ntawm tib qhov ntau yog suav tias yog qhov zoo heev. Cov neeg siv khoom feem ntau muaj cov qhab nia credit uas poob ntawm 600 thiab 750.
Cov qhab nia credit qhia li cas txog tus qiv?
Tus qhab nia credit yog dab tsi? Tus qhab nia credit yog tus lej ntawm 300–850 uas qhia txog tus neeg siv khoom qhov creditworthiness. Qhov qhab nia siab dua, qhov zoo dua tus qiv nyiaj zoo rau cov peev nyiaj qiv. Tus qhab nia credit yog raws li keeb kwm qiv nyiaj: tus lej qhib nyiaj, tag nrho cov nuj nqis, thiab keeb kwm them rov qab, thiab lwm yam.
Koj hu li cas tus neeg muaj credit zoo?
FICO hais tias cov qhab nia nruab nrab ntawm 580 thiab 669 suav tias yog "kev ncaj ncees" thiab cov nruab nrab ntawm 740 thiab 799 suav tias yog "zoo heev." Txhua yam saum 800 yog suav tias yog "exceptional."
Dab tsi yog qhov qhab nia zoo rau cov qiv nyiaj?
Txawm hais tias muaj ntau yam sib txawv nyob ntawm tus qauv qhab nia, feem ntau cov qhab nia credit los ntawm 580 txog 669 yog suav tias yog ncaj ncees; 670 txog 739 suav tias yog qhov zoo; 740 txog 799 suav hais tias zoo heev; thiab 800 thiab nce yog suav tias yog zoo heev.
Kuv tuaj yeem nce kuv cov qhab nia tau nrawm li cas?
Ntawm no yog qee cov tswv yim los txhim kho lossis rov tsim koj qhov profile:
- Them nqi raws sijhawm. …
- Ua kom them nyiaj tsis tu ncua. …
- Nug kom muaj kev txwv ntau dua. …
- Dispute credit report yuam kev. …
- Ua tus neeg siv tau tso cai. …
- Siv daim credit card ruaj ntseg. …
- Khaws daim npav rho nyiaj qhib. …
- Mix it up.
