2024 Tus sau: Elizabeth Oswald | [email protected]. Kawg hloov kho: 2024-01-13 00:07
Mortgage REITs (mREITS) muab nyiaj txiag rau cov nyiaj tau los tsim vaj tsev los ntawm kev yuav lossis pib qiv nyiaj thiab qiv nyiaj-kev nyab xeeb rov qab (MBS) thiab khwv tau nyiaj tau los ntawm cov paj laum ntawm cov kev nqis peev no. mREITs pab muab cov khoom lag luam tseem ceeb rau kev lag luam vaj tsev.
Dab tsi yog qhov txaus ntshai ntawm REITs?
Kev pheej hmoo ntawm kev nqis peev hauv tsev qiv nyiaj REITs Covcov tuam txhab qiv nyiaj qis dua tus nqi luv luv los yuav cov nqi tsev, uas feem ntau muaj cov nqe lus ntawm 15 lossis 30 xyoo. Qhov no ua haujlwm yog tias cov paj laum luv luv nyob li qub lossis poob. Tab sis yog tias cov nqi qiv nyiaj luv luv nce mus, qiv nyiaj REITs cov nyiaj tau los tuaj yeem ua rau sai sai.
Puas yog REIT yog kev nqis peev zoo?
REITs yog kev nqis peev zoo rau txhua qhov kev lag luam REITs muaj keeb kwm tsim cov khoom rov qab. Lawv kuj muab cov tub ua lag luam ntau lwm cov txiaj ntsig, xws li cov nyiaj tau los sib faib thiab muaj ntau haiv neeg. Vim li ntawd, lawv yog qhov zoo ntxiv rau txhua tus neeg ua lag luam cov ntaub ntawv.
Yuav ua li cas qiv REITs nyiaj txiag rau lawv tus kheej?
Cov REITs muab nyiaj txiag rau vaj tse los ntawm kev yuav lossis pib qiv nyiaj thiab qiv nyiaj rov qab, thiab tom qab ntawd tau nyiaj tau los ntawm cov paj laum ntawm cov kev nqis peev no. … Thaum koj nqis peev hauv REIT, koj yuav cov khoom ntawm REIT, ib yam li koj yuav yuav cov khoom ntawm lub tuam txhab cov khoom lag luam.
Vim li cas REITs yog lub tswv yim phem?
Cov REITs tsis muaj kev lag luam muaj cov kua dej me me, txhais tau tias nws nyuaj raucov tub ua lag luam muag lawv. Kev lag luam pej xeem REITs muaj qhov kev pheej hmoo ntawm kev poob tus nqi raws li cov paj laum nce, uas feem ntau xa peev peev rau hauv daim ntawv cog lus.
Pom zoo:
Leej twg yog tus nqi them thiab tus nqi them?
Tus nqi them, tseem hu ua tus nqi them, lossis tus nqi them nyiaj, yog tus neeg uas yuav tsum tau tuav tsis muaj kev phom sij rau lwm tus rau nws txoj kev coj, lossis lwm tus neeg tus yam ntxwv. Tus indemnitee, tseem hu ua lub indemnified party, yog hais txog tus neeg uas tau txais nyiaj indemnification.
Cov nyiaj them rov qab puas yuav tsum tau them nqi?
Raws li tus tswv lag luam me lossis tus neeg ua haujlwm ywj pheej, nws tsis yog qhov tsis yooj yim uas yuav tau them nuj nqis rau koj cov neeg siv khoom thaum ua haujlwm ntawm cov haujlwm. Cov no yog lub npe hu ua cov nuj nqis them rov qab, thiab nws tau zoo kawg nkaus los them koj cov neeg siv khoom rau lawv.
Koj puas yuav tsum them tus nqi them ua ntej?
Qee tus yuav qhia tus nqi them raws li tag nrho cov nqi, tab sis feem ntau qhia cov lus qhia raws li tag nrho cov se ua ntej. Qhov no yog lo lus teb raug: koj tsis them se, vim tias se tsis yog ib qho kev pabcuam uas lub tsev noj mov muab. … Yog li yog tias koj daim ntawv them se ua ntej yog $100 tab sis $109 tom qab them se, 20% cov lus qhia yuav muab sib npaug rau $20.
Vim li cas kev them nqi tsev hloov pauv?
Koj cov se vaj tse nce lossis nqis tuaj yeemua rau kev hloov pauv nyiaj tsev. Cov neeg feem ntau them lawv cov se thiab kev tuav pov hwm rau hauv tus as khauj escrow. … Yog tias muaj qhov tsis txaus hauv koj tus as-qhauj vim yog qhov nce se, koj tus qiv nyiaj yuav them rau qhov tsis txaus kom txog rau thaum koj qhov kev tshuaj xyuas tom ntej.
Vim li cas cov tsev tsev thiaj li nce nqi tsev?
Cov tswv tsev tuaj yeem txiav txim siab nce lawv cov nqi xauj tsev txhawm rau kom phim cov nqi lag luam, them nyiaj rau kev tu vaj tse lossis kev txhim kho, kom haum rau kev nce se, lossis tsuas yog nce lawv cov txiaj ntsig. Kuv yuav ua li cas thiaj tiv thaiv kuv lub tsev kom tsis txhob nce kuv cov nqi tsev?
