2024 Tus sau: Elizabeth Oswald | [email protected]. Kawg hloov kho: 2024-01-13 00:07
Kev puas tsuaj dej uas tshwm sim los ntawm qhov tshwm sim tam sim ntawd, tshwm sim tsis tau zoo li cov yeeb nkab tawg, yog feem ntau them los ntawm kev tuav pov hwm tus tswv tsev. Tsis tas li ntawd, kev tu, kho lossis hloov cov ntoo hauv pem teb, phab ntsa ntub dej thiab cov rooj tog zaum vim dej puas tsuaj vim yog cov yeeb nkab tawg feem ntau yog them.
Puas kho cov yeeb nkab puas muaj kev pov hwm?
Ntau yam kev tuav pov hwm hauv tsev suav nrog tus nqi kho qhov kev puas tsuaj los ntawm cov kav dej xau. Piv txwv li kho kev puas tsuaj rau floorboards, plastering, decorations thiab hluav taws xob circuits. Lawv tsis them tus nqi kho cov kav dej ntws tawm nws tus kheej. Hauv luv luv, ntau zaus koj yuav raug them rau cov nqi kav dej.
Kuv puas tuaj yeem thov rau lub raj tawg?
Cov neeg muab kev pov hwm feem ntau yuav muab kev daws teeb meem rau kev pov hwm cov yeeb nkab tawg thaum cov dej puas tsuaj tshwm sim tam sim ntawd thiab ua yuam kev. Yog li ntawd, qhov xau qeeb dhau lub sijhawm ntev yuav tsis raug them. … Tus kho qhov poob ua haujlwm sawv cev ntawm koj lub tuam txhab pov hwm.
Kuv puas tuaj yeem thov kev tuav pov hwm tsev rau cov kav dej?
Yes - yog koj muaj txoj cai cover. Qee qhov kev tuav pov hwm hauv tsev yuav them cov dej xau thiab qee qhov yuav tsis. … Piv txwv li, cov tuam txhab yuav them tus nqi tshem tawm ntawm koj lub tsev kom pom kev khiav tawm ntawm cov dej tab sis lawv yuav tsis them nyiaj rau koj cov cuab yeej kho dua thaum cov xau raug txheeb xyuas.
Kev puas tsuaj dej li cas yog them los ntawminsurance?
Feem ntau, kev puas tsuaj dej uas suav tias yog " nrawm nrawm" yog them (zoo li cov yeeb nkab tawg) tab sis tsis maj mam puas, zoo li lub qhov dej ntws tawm. Thiab dej nyab tsis tau them, xws li dej nyab los ntawm cua daj cua dub thaum muaj cua daj cua dub. Kev puas tsuaj dej los ntawm kev tuav pov hwm cov tswv tsev feem ntau suav nrog: Cov kav dej tawg.
Pom zoo:
Puas muaj kev pov hwm them rau lub dab dej?
Feem ntau cov qauv kev tuav pov hwm cov tswv tsev tsis suav nrog kev them nyiaj rau kev tsim lub dab dej. Cov tswv tsev txoj cai feem ntau muaj nuj nqis raws li tus nqi los tsim kho lub cev ntawm koj lub tsev. … Qhov no txhais tau hais tias kev txav tam sim ntawd ntawm thaj av, suav nrog cov dab dej, ib txwm yuav tsis raug them los ntawm txoj cai ntawm cov tswv tsev.
Puas rov tuav pov hwm rov qab xav tau cov neeg tuav pov hwm rov qab?
Cov tuam txhab tuav pov hwm rov qab feem ntau yuav rov ua pov hwm lawv tus kheej, lub sij hawm hu ua retrocession. Ntau txoj cai tau nthuav tawm ntawm ntau tus neeg tuav pov hwm rov qab. Nyob rau hauv rooj plaub no, qhov kev sib pauv yuav koom nrog tus thawj coj rov tuav pov hwm uas yuav sib tham txog cov ntsiab lus ntawm txoj cai uas lwm tus neeg tuav pov hwm rov qab yuav koom nrog.
Thaum cov tuam txhab tuav pov hwm yuav kev pov hwm los ntawm cov tuam txhab tuav pov hwm ncaj qha?
Hauv cov ntsiab lus yooj yim, kev tuav pov hwm rov qab yog kev tuav pov hwm rau cov tuam txhab tuav pov hwm muab hauv daim ntawv cog lus ntawm kev them nyiaj tsis yog daim ntawv cog lus lav. Feem ntau, tus neeg tuav pov hwm ncaj qha yuav tsum xub them qhov poob thiab tom qab ntawd nrhiav nyiaj rov qab rau qhov kev poob ntawd los ntawmnws cov nyiaj rov qab.
Daim ntawv cog lus pov hwm puas suav nrog lub npe ntawm cov ntawv pov hwm?
tshaj tawm ib feem ntawm daim ntawv tuav pov hwm tsheb daim ntawv cog lus pov hwm uas lub npe ntawm cov ntawv pov hwm, tsheb tsim thiab qauv, tsab cai pib thiab hnub kawg, nyiaj pov hwm, thiab lwm yam. Daim ntawv cog lus pov hwm - hais tias dab tsi nws yog tus neeg tuav pov hwm pom zoo raws li cov lus cog tseg.
Puas pov hwm pov hwm dej nyab puas npog kev taug kev hauv qab daus?
No. FEMA NFIP Flood Insurance tsis npog cov qauv hauv qab daus lossis cov khoom ntiag tug hauv qab daus. Txawm li cas los xij, nws yuav tiv thaiv koj cov khoom ntiag tug yog tias koj yuav cov khoom ntiag tug hloov kho dua tshiab, tab sis NFIP kev pab cuam dej nyab tsis suav nrog kev tsim kho koj lub qab daus.
