Feem ntau, cov qiv qiv qiv nyiaj xav kom koj tso 20 feem pua ntawm kev yuav tsev vim nws txo qis lawv qhov kev pheej hmoo qiv nyiaj. Nws tseem yog "txoj cai" uas feem ntau cov kev pab cuam them nqi kho mob yog tias koj tso qis dua 20 feem pua (txawm tias qee qhov qiv nyiaj zam qhov no).
300k lub tsev them nqi pes tsawg?
Yog koj yuav ib lub tsev $300,000, koj yuav them 3.5% ntawm $300,000 lossis $10,500 raws li cov nyiaj them poob haujlwm thaum koj kaw koj cov nyiaj qiv. Koj qhov nyiaj qiv yuav yog rau cov nqi tsev uas tseem tshuav, uas yog $ 289, 500. Nco ntsoov qhov no tsis suav nrog cov nqi kaw thiab lwm yam nqi ntxiv nrog rau tus txheej txheem.
Puas yog 100k tus nqi qis rau tsev?
A $100,000 down them muab koj txoj haujlwm zoo los them nqi tsev ntau hauv ntau lub tebchaws, tab sis yog tias koj muaj qhab nia tsis zoo, koj lub txhab nyiaj yuav qiv nyiaj tsawg dua li tus neeg muaj qhab nia zoo thiab them $ 100,000.
Yuav ua li cas them nqe zoo rau koj thawj lub tsev?
Qhov tseeb tiag, feem ntau cov neeg yuav khoom hauv tsev thawj zaug yuav tsum tau tso tseg tsawg kawg 3 feem pua ntawm cov nqi yuav tsev rau cov nyiaj txais ib txwm, lossis 3.5 feem pua rau FHA qiv. Txhawm rau kom tsim nyog rau ib qho ntawm cov nyiaj qiv qis qis thawj zaug hauv tsev, koj yuav tsum ua kom tau raws li qhov tshwj xeeb.
Dab tsi yog qhov nyiaj nruab nrab ntawm lub tsev 2020?
Tus nqi nruab nrab ntawm lub tsev
RauThawj thawj zaug cov neeg yuav khoom hauv tsev uas tau them nyiaj rau kev yuav khoom, qhov nruab nrab ntawm kev them nqi yog 7%, raws li kev tshawb fawb xyoo 2020 los ntawm National Association of Re altors. Qhov nruab nrab nqes them rau cov neeg yuav khoom rov qab uas tau txais nyiaj yog 16%.
