2024 Tus sau: Elizabeth Oswald | [email protected]. Kawg hloov kho: 2024-01-13 00:07
Puas yog kev tuav pov hwm vaj tse uas yuav tsum tau muaj? Nws tsis yog txoj cai lij choj, tab sis muaj kev pov hwm vaj tsev yuav yog qhov yuav tsum tau ua rau koj cov nqi tsev. Yog tias muaj, koj tus qiv nyiaj yuav teev qhov no hauv lawv cov lus. Txawm hais tias nws tsis yog qhov yuav tsum tau ua, muaj cov tsev npog hauv qhov chaw tseem yog ib lub tswv yim zoo.
Puas yog tus tswv tsev xauj lub lav lub tsev?
Leej twg yog lub luag haujlwm rau kev tuav pov hwm vaj tse ntawm cov vaj tse xauj tsev? Feem ntau nws yog tus neeg pub dawb ntawm cov cuab yeejuas yog lub luag haujlwm rau kev tuav pov hwm vaj tse ntawm cov khoom xauj tsev. Qee qhov kev zam yuav siv tau xws li yog daim ntawv cog lus lossis daim ntawv cog lus tshwj xeeb xav kom cov neeg xauj tsev npaj lawv tus kheej daim npog.
Koj puas xav tau kev tuav pov hwm vaj tse rau kev xauj tsev?
Kuv puas xav tau kev tuav pov hwm vaj tse rau vaj tse xauj tsev? Kev tuav pov hwm vaj tse yuav raug tswj los ntawm tus tswv tsev txawm tias cov nqi rau kev pov hwm yuav zoo los ntawm tus nqi pabcuam. … Yog tias koj muaj ib daim ntawv xauj tsev koj tsis muaj lub luag haujlwm rau thaj av.
Leej twg them nyiaj tuav pov hwm tsev ntawm tsev xauj tsev?
Leasehold flats
Yog koj muaj daim ntawv xauj tsev ntawm koj lub tsev, tus tswv tsev (tus neeg pub dawb) yog lub luag haujlwm rau kev pov hwm lub tsev.
Leej twg yog lub luag haujlwm rau kev tuav pov hwm lub tsev lossis tus neeg xauj tsev?
Raws li tus tswv tsev xauj tsev, feem ntau koj yuav tau them rau kev kho mob uas daim ntawv xauj tsev hais tias koj yog lub luag haujlwm. Nyobtus neeg pub dawb feem ntau yog lub luag haujlwm rau kev them nyiaj pov hwm tsev. Qhov no yuav them tag nrho lossis ib feem ntawm tus nqi kho, piv txwv li yog tias qhov kev puas tsuaj los ntawm kev sib tsoo.
Pom zoo:
Puas rov tuav pov hwm rov qab xav tau cov neeg tuav pov hwm rov qab?
Cov tuam txhab tuav pov hwm rov qab feem ntau yuav rov ua pov hwm lawv tus kheej, lub sij hawm hu ua retrocession. Ntau txoj cai tau nthuav tawm ntawm ntau tus neeg tuav pov hwm rov qab. Nyob rau hauv rooj plaub no, qhov kev sib pauv yuav koom nrog tus thawj coj rov tuav pov hwm uas yuav sib tham txog cov ntsiab lus ntawm txoj cai uas lwm tus neeg tuav pov hwm rov qab yuav koom nrog.
Thaum cov tuam txhab tuav pov hwm yuav kev pov hwm los ntawm cov tuam txhab tuav pov hwm ncaj qha?
Hauv cov ntsiab lus yooj yim, kev tuav pov hwm rov qab yog kev tuav pov hwm rau cov tuam txhab tuav pov hwm muab hauv daim ntawv cog lus ntawm kev them nyiaj tsis yog daim ntawv cog lus lav. Feem ntau, tus neeg tuav pov hwm ncaj qha yuav tsum xub them qhov poob thiab tom qab ntawd nrhiav nyiaj rov qab rau qhov kev poob ntawd los ntawmnws cov nyiaj rov qab.
Puas muaj kev pov hwm tus tswv tsev puas npog cov kev taug kev?
Koj txoj kev taug kev poob rau hauv "lwm cov qauv" kev pab cuam ntawm koj cov tswv tsev txoj cai, uas txhais tau tias tej zaum nws yuav raug them yog tias nws raug puas tsuaj los ntawm kev puas tsuaj. Leej twg yog tus lav rau txoj kev tawg?
Puas muaj kev pov hwm tus tswv tsev puas tau nce?
Ib txoj cai pov hwm tus tswv tsev tuaj yeem raug nqi li 25% ntau dua li tus tswv tsev txoj cai, raws li Lub Tsev Haujlwm Saib Xyuas Kev Pov Hwm. Ib yam li cov tswv tsev, tus nqi koj them rau kev pov hwm tus tswv tsev nyob ntawm tus nqi uas nws yuav siv los tsim kho dua tshiab yog tias nws puas lossis puas lawm.
Puas pov hwm pov hwm dej nyab puas npog kev taug kev hauv qab daus?
No. FEMA NFIP Flood Insurance tsis npog cov qauv hauv qab daus lossis cov khoom ntiag tug hauv qab daus. Txawm li cas los xij, nws yuav tiv thaiv koj cov khoom ntiag tug yog tias koj yuav cov khoom ntiag tug hloov kho dua tshiab, tab sis NFIP kev pab cuam dej nyab tsis suav nrog kev tsim kho koj lub qab daus.
