Lub sij hawm txhua xyoo feem pua ntawm tus nqi them, sib xws qee zaum mus rau lub npe APR thiab qee zaum mus rau APR zoo, yog tus paj laum rau tag nrho lub xyoo, es tsis yog tus nqi them txhua hli / tus nqi, raws li thov qiv nyiaj, qiv tsev qiv nyiaj, credit card, thiab lwm yam. Nws yog tus nqi nyiaj txiag qhia raws li tus nqi txhua xyoo.
24% APR ntawm daim npav rho nyiaj yog dab tsi?
Yog tias koj muaj daim npav rho nyiaj nrog 24% APR, qhov ntawd yog tus nqi koj raug them tshaj 12 lub hlis, uas tawm rau 2% ib hlis. Txij li thaum lub hli sib txawv nyob rau hauv ntev, credit cards rhuav tshem APR txawm tias ntxiv mus rau hauv tus nqi txhua hnub (DPR). Nws yog APR faib los ntawm 365, uas yuav yog 0.065% ib hnub rau ib daim npav nrog 24% APR.
Tus nqi APR zoo yog dab tsi?
APR zoo rau daim npav rho nyiaj yog 14% thiab qis dua. Qhov ntawd yog qhov nruab nrab APR ntawm cov credit card muab rau cov neeg muaj credit zoo. Thiab APR zoo rau daim npav rho nyiaj yog 0%. Txoj cai 0% daim npav rho nyiaj tuaj yeem pab koj kom tsis txhob muaj kev txaus siab rau kev yuav daim pib loj lossis txo tus nqi ntawm cov nuj nqis uas twb muaj lawm.
APR qhia koj li cas?
APR qhia koj tus nqi qiv nyiaj tiag tiag. APR suav nrog cov paj laum, cov ntsiab lus thiab cov nqi them los ntawm tus qiv, thiab cia koj sib piv cov nqi tsev qiv nyiaj. Tus nqi ib xyoos twg, lossis APR, qhia txog tus nqi qiv nyiaj tiag tiag.
APR yog dab tsi thiab nws ua haujlwm li cas?
Ib feem pua ntawm ib xyoos yog qhia raws li tus paj laum. Nws suav qhov feem pua ntawm tus thawj tswj hwm koj yuav themtxhua xyoo los ntawm kev muab cov khoom xws li cov nyiaj them txhua hli rau hauv tus account. APR tseem yog tus nqi paj laum txhua xyoo ntawm kev nqis peev yam tsis muaj suav rau kev sib xyaw ntawm cov paj laum hauv xyoo ntawd.
