2024 Tus sau: Elizabeth Oswald | [email protected]. Kawg hloov kho: 2024-01-13 00:07
Asset allocation suav nrog faib cov peev txheej ntawm cov cuab yeej cuab tam sib txawv, xws li cov khoom lag luam, daim ntawv cog lus, thiab nyiaj ntsuab. … Qhov kev faib khoom vaj khoom tsev uas ua haujlwm zoo tshaj plaws rau koj ntawm txhua qhov chaw hauv koj lub neej yuav nyob ntawm koj lub sijhawm thiab koj lub peev xwm zam kev pheej hmoo.
Kev faib khoom vaj khoom tsev yog dab tsi?
Koj qhov kev faib khoom vaj khoom tsev zoo tshaj plaws yog kev sib xyaw ntawm kev nqis peev, los ntawm kev nruj heev mus rau kev nyab xeeb tshaj plaws, uas yuav tau txais tag nrho cov nyiaj rov qab los ntawm lub sijhawm koj xav tau. Cov khoom sib xyaw suav nrog cov khoom lag luam, cov ntawv cog lus, thiab nyiaj ntsuab lossis nyiaj lag luam kev nyab xeeb. Qhov feem pua ntawm koj cov ntaub ntawv koj tau mob siab rau txhua tus nyob ntawm koj lub sijhawm thiab koj qhov kev kam rau qhov kev pheej hmoo.
Yuav ua li cas faib cov cuab yeej cuab tam yog dab tsi?
Txoj kev faib cov cuab yeej cuab tam yog cov tswv yim ua lag luam uas tus neeg ua lag luam tau teeb tsa lub hom phiaj faib rau ntau yam cuab yeej cuab tam thiab rov ua kom cov ntaub ntawv ua ntu zus. Lub hom phiaj faib yog nyob ntawm cov yam ntxwv xws li tus neeg ua lag luam qhov kev pheej hmoo kam rau ua, lub sij hawm qab ntug, thiab lub hom phiaj peev.
Dab tsi yuav tsum suav nrog hauv kev faib khoom vaj khoom tsev?
Kev faib nyiaj yog qhov tseem ceeb heev rau tsim thiab sib npaug ntawm cov ntaub ntawv. Txhua lub tswv yim yuav tsum siv cov cuab yeej cuab tam sib xyaw uas qhia txog koj lub hom phiaj thiab yuav tsum suav rau koj qhov kev pheej hmoo siab thiab ntev ntawm kev nqis peev. Lub tswv yim faib cov cuab yeej cuab tam lub tswv yim teeb tsa lub hom phiaj thiab yuav tsum muaj qee qhov kev sib npaug txhua lub sijhawm tam sim no thiab tom qab ntawd.
Vim li cas kev faib khoom vaj khoom tsev yog li ntawdtseem ceeb?
Asset allocation tsim lub moj khaum ntawm tus neeg ua lag luam cov ntaub ntawv thiab teeb tsa ib txoj kev npaj tshwj xeeb txheeb xyuas qhov twg los nqis peev ib tus nyiaj. Cov neeg tawm tswv yim xaus lus tias kev faib cov cuab yeej cuab tam tsim nyog muaj peev xwm ua kom tau txais txiaj ntsig kev nqis peev thiab txo qis tag nrho cov ntaub ntawv tsis txaus ntseeg.
Pom zoo:
Dab tsi yog qhov khoom vaj khoom tsev zoo hloov pauv?
Nyob rau hauv cov khw muag khoom, cov khoom vaj khoom tsev hloov pauv ntawm 2.5 lossis ntau duatuaj yeem suav tias yog qhov zoo, thaum lub tuam txhab hauv cov khoom siv hluav taws xob feem ntau yuav tsom rau cov khoom muaj nqis hloov pauv. uas yog nruab nrab ntawm 0.
Daim ntawv cog lus khoom vaj khoom tsev yog dab tsi?
Ntawm daim ntawv cog lus vaj tse txhais tau tias koj cog lus tus nqi ntawm cov khoom ntiag tug rau lub tsev hais plaub kom lav tias tus neeg raug foob yuav tshwm sim hauv tsev hais plaub. Yog hais tias tus neeg raug foob tsis tuaj rau hauv tsev hais plaub thaum s/nws yuav tsum tau, lub tsev hais plaub yuav nqa cov khoom uas tau muab tso tseg raws li nws yog nyiaj ntsuab.
Ntawm kev xa khoom vaj khoom tsev?
Kev xa khoom yog txoj kev hloov khoom ntawm ib tog mus rau lwm tus. Lo lus feem ntau yog siv hauv kev lag luam vaj tsev thaum cov neeg yuav khoom thiab cov muag khoom hloov cov tswv cuab ntawm thaj av, tsev, lossis tsev. Kev thauj mus los yog ua tiav siv cov cuab yeej ntawm kev thauj mus los-cov ntaub ntawv raug cai xws li daim ntawv cog lus, kev xauj tsev, npe, lossis daim ntawv cog lus.
Cov khoom siv puas yog khoom vaj khoom tsev?
khoom yog a khoom vaj khoom tsev ruaj khov, lossis khoom tsis yog tam sim no. Qhov no txhais tau tias nws yuav tsis raug muag hauv lub xyoo tom ntej accounting thiab tsis tuaj yeem ua kua tau yooj yim. Txawm hais tias nws yog qhov zoo kom muaj cov khoom muaj nqis tam sim no uas muab koj lub lag luam npaj nkag mus rau cov nyiaj ntsuab, tau txais cov cuab tam mus sij hawm ntev kuj yog qhov zoo.
Puas faib khoom siv rau kev faib?
Lub faib khoom tsis siv rau kev faib tib yam txij li nws ua nrog kev sib tw, tab sis lub tswv yim ntawm kev faib lossis "sib cais" tuaj yeem siv los faib. Puas kev faib raug kaw raws li kev faib khoom? Raws li cov cuab yeej no, cov khoom ntawm cov lej lossis qhov sib txawv ntawm tus lej yog sib npaug rau cov lej lossis qhov sib txawv ntawm cov khoom.