Nyob rau hauv nyiaj txiag, cov nuj nqis qis yog cov nuj nqis uas nyob tom qab lwm cov nuj nqis yog tias lub tuam txhab poob rau hauv kev lag luam lossis kev lag luam. Cov nuj nqis no yog hu ua 'subordinate', vim tias cov tuam txhab them nuj nqis muaj cov xwm txheej hauv kev sib raug zoo rau cov nuj nqis ib txwm.
Daim ntawv cog lus qiv nyiaj subordinated yog dab tsi?
Daim ntawv cog lus subordination yog ib daim ntawv raug cai uas tsim ib qho nuj nqis raws li qeb duas ntawm lwm qhov tseem ceeb rau kev sau cov nyiaj rov qab los ntawm tus neeg tshuav nuj nqi. Qhov tseem ceeb ntawm cov nuj nqis tuaj yeem dhau los ua qhov tseem ceeb heev thaum tus neeg tshuav nuj nqi tsis them nyiaj lossis tshaj tawm tias poob nyiaj.
Vim li cas koj thiaj li qiv nyiaj?
Thaum koj rho tawm qhov qiv qiv, tus qiv nyiaj yuav muaj feem cuam tshuam nrog nqe lus. Nyob rau hauv cov nqe lus no, tus qiv nyiaj yeej tseem ceeb hais tias lawv lien yuav ua qhov tseemceeb tshaj lwm yam kev lav phib xaub rau hauv tsev. Lub subordination clause pab tiv thaiv tus qiv nyiaj yog tias koj ua txhaum cai.
Vim li cas cov tsev txhab nyiaj nyiam cov nuj nqis qis?
Cov tuam txhab lag luam tawm cov nuj nqis qis rau ntau yam, suav nrog shoring peev, nyiaj txiag kev nqis peev hauv thev naus laus zis, kev yuav khoom lossis lwm lub sijhawm, thiab hloov cov peev nyiaj ntau dua. Nyob rau hauv ib puag ncig tus nqi qis tam sim no, cov nuj nqis qis tuaj yeem ua tus nqi pheej yig.
Yuav ua li cas txaus ntshai yog cov nuj nqis subordinated?
Risk Level in Subordinated Debt
Nws nqa qhov qhab nia qis dua li lwm hom nuj nqis. Nws txhais tau tias tus nqi ntawmpaj yuav ntau dua li cov nuj nqis. Feem ntau, cov nuj nqis no tuaj nrogtus paj laum ntawm 13% txog 25%. … Vim nws cov nqi them, cov nuj nqis no pheej hmoo dua lwm hom nuj nqis.
